A key component of the pension reform - part funded pensions - will likely not be canceled. State Duma yesterday approved the first reading of the fundamental law, it establishes a procedure for payment of pensions due to pension savings. The document provides for the customers of private pension funds (NPF) to receive a pension for their chosen date.
Yesterday the State Duma adopted on first reading the draft law "On the order of payments financing at the expense of retirement savings." This law must be one of the key in the current pension system, because it establishes a mechanism for the rights of citizens to be formed of pension savings. The bill being discussed in the professional community for over three years, but still concerned ministries and departments, as well as market participants could not reach a compromise.
This year, the need for such legislation arose particularly acutely, because several thousand people have already become eligible for retirement savings, but they could not use it. "These people, there are about 650 thousand in the next year they will have 4 million", - explained the "Y" is one of the authors of the bill, the first deputy chairman of the Committee on Labor and Social Policy, the State Duma Ildar Gabdrakhmanov. These are the insured persons, whose seniority is less than five years and retiring men born between 1953-1966 and 1957-1966 women's birth, because in 2004 they were removed from the storage component and the premiums for them listed. As a result of their accounts was formed only about 8 thousand rubles. That in terms of monthly payments is 35-40 rubles. Under the bill, the insured person will receive their lump sum savings. The mass is due to pension savings component will begin after 2022. For insured persons who continue to wage employment, the bill establishes the possibility to form of accumulation in the public system (RPF) and private (NPF).
And in the RPF, and provides for the establishment of SPF vyplatnogo reserve, which will hit the accumulation of people already retired. As explained by Mr. Gabdrakhmanov, accumulation, trapped in vyplatnoy reserve will be invested only in conservative instruments, in contrast to the savings of citizens who continue to work. Depending on the results of investing the reserve amount paid vyplatnogo funded portion of pension will be adjusted annually (only increase).
The main difference of savings in the private system of government is the ability of citizens who prefer private pension funds, to choose to receive a pension for life or urgency - for at least seven years. In this emergency benefit may be transferred by inheritance upon the death of the insured. For FIU this option is not available.
According to Mr. Gabdrakhmanova, in the second and third readings a bill scheduled for consideration in the fall. "Until then, may ignite another round of fighting between the Ministries for the amendment," - says the source "b" in the government. He notes that in its current form the bill is not satisfied with the Health Ministry, which is fiercely opposed immediate payment of pensions. According to "Kommersant", with the Health Ministry do not agree to the Ministry of Finance and Economy Ministry (the last year and a half ago, has drafted a bill). In June, at a meeting with Prime Minister Vladimir Putin, which was attended by Finance Minister Alexei Kudrin and Economy Ministry Nabiullina, but it was not the head of the Health Ministry Tatyana Golikova, "was a political decision that the bill must be introduced to the Duma, despite the objections of one ministry," , says a source "b". Contact with a representative of the Health Ministry last night failed.
Market participants support the current wording of the bill. "First and foremost it gives people the right to make independent decisions and not act within narrow limits set by bureaucrats" - says the president of the National Association of Pension Funds, Konstantin Ugryumov. But he adds that the bill will mean that in the debate on the future of a funded component will come to an end and he will remain in its current form. "Indeed, the foundation will be fixed, remain only on the ability to configure" - agrees Mr. Gabdrakhmanov. For discussions on the conservation storage component in its current form, has repeatedly called for the Health Ministry.
Yesterday the State Duma adopted on first reading the draft law "On the order of payments financing at the expense of retirement savings." This law must be one of the key in the current pension system, because it establishes a mechanism for the rights of citizens to be formed of pension savings. The bill being discussed in the professional community for over three years, but still concerned ministries and departments, as well as market participants could not reach a compromise.
This year, the need for such legislation arose particularly acutely, because several thousand people have already become eligible for retirement savings, but they could not use it. "These people, there are about 650 thousand in the next year they will have 4 million", - explained the "Y" is one of the authors of the bill, the first deputy chairman of the Committee on Labor and Social Policy, the State Duma Ildar Gabdrakhmanov. These are the insured persons, whose seniority is less than five years and retiring men born between 1953-1966 and 1957-1966 women's birth, because in 2004 they were removed from the storage component and the premiums for them listed. As a result of their accounts was formed only about 8 thousand rubles. That in terms of monthly payments is 35-40 rubles. Under the bill, the insured person will receive their lump sum savings. The mass is due to pension savings component will begin after 2022. For insured persons who continue to wage employment, the bill establishes the possibility to form of accumulation in the public system (RPF) and private (NPF).
And in the RPF, and provides for the establishment of SPF vyplatnogo reserve, which will hit the accumulation of people already retired. As explained by Mr. Gabdrakhmanov, accumulation, trapped in vyplatnoy reserve will be invested only in conservative instruments, in contrast to the savings of citizens who continue to work. Depending on the results of investing the reserve amount paid vyplatnogo funded portion of pension will be adjusted annually (only increase).
The main difference of savings in the private system of government is the ability of citizens who prefer private pension funds, to choose to receive a pension for life or urgency - for at least seven years. In this emergency benefit may be transferred by inheritance upon the death of the insured. For FIU this option is not available.
According to Mr. Gabdrakhmanova, in the second and third readings a bill scheduled for consideration in the fall. "Until then, may ignite another round of fighting between the Ministries for the amendment," - says the source "b" in the government. He notes that in its current form the bill is not satisfied with the Health Ministry, which is fiercely opposed immediate payment of pensions. According to "Kommersant", with the Health Ministry do not agree to the Ministry of Finance and Economy Ministry (the last year and a half ago, has drafted a bill). In June, at a meeting with Prime Minister Vladimir Putin, which was attended by Finance Minister Alexei Kudrin and Economy Ministry Nabiullina, but it was not the head of the Health Ministry Tatyana Golikova, "was a political decision that the bill must be introduced to the Duma, despite the objections of one ministry," , says a source "b". Contact with a representative of the Health Ministry last night failed.
Market participants support the current wording of the bill. "First and foremost it gives people the right to make independent decisions and not act within narrow limits set by bureaucrats" - says the president of the National Association of Pension Funds, Konstantin Ugryumov. But he adds that the bill will mean that in the debate on the future of a funded component will come to an end and he will remain in its current form. "Indeed, the foundation will be fixed, remain only on the ability to configure" - agrees Mr. Gabdrakhmanov. For discussions on the conservation storage component in its current form, has repeatedly called for the Health Ministry.
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